FREQUENTLY

ASKED QUESTIONS

At Lavoie Capital, we understand that navigating the lending process can be confusing, and we're here to make it as clear as possible. Whether you're a small or medium-sized business, we've got your back when it comes to business funding and lending. View our FAQs below.

  • WHAT INDUSTRIES DO YOU SERVE?

    We are here to help all small and medium businesses. We serve all industries including construction, manufacturing, automotive, hospitality, medical, and many more. Apply now for a quick and simple lending process.

  • WHAT ARE THE MINIMUM REQUIREMENTS TO GET FUNDED?

    The minimum requirements to be funded are:


    • 1 year in business
    • 120k annual revenue
    • Business bank account
    • U.S. based business
    • 500 FICO

  • WHAT MAKES LAVOIE CAPITAL DIFFERENT FROM TRADITIONAL BANKS?

    SPEED: As a direct lender with no brokers or outsourcing, Lavoie Capital can often approve loans in 1 hour, without the red tape that comes from large banks and lending organizations. 


    FLEXIBLE TERMS: We also have flexible payment terms to make your loan process customized to meet your needs.


    NO PREPAYMENT PENALTY: We offer no prepayment penalty for our loans


    DEDICATED REP: You have a dedicated company representative available to you to help with all your business funding needs.

  • WHAT DOES LAVOIE CAPITAL NEED TO GET YOU APPROVED FOR FUNDING?

    At Lavoie Capital, we know your time is valuable, so we keep our loan process easy. All we need is:

    • 6 months of bank statements
    • A completed credit application

  • WHO IS THE LENDER?

    Lavoie Capital is a direct lender, and we do all the lending. We do not use brokers or outsourcing. We are the bank, not the broker!

  • WHAT'S THE REPAYMENT STRUCTURE?

    Payments are made electronically from your business bank account daily, weekly or bi-weekly depending on the program you elect. Higher frequency lower dollar amount payments have been proven to not cause a negative effect on cash flow.